Once all are collected necessary documents, written insurance claim by CTP, the insurance company is obliged to provide expertise to determine the amount of damage. At the same time and place of examination agreed with the victim, and he, in turn, must submit to the damaged property for inspection. Also, the victim is possible, but at its own expense, to invite for a visit, the appraiser or an expert who will to represent its interests on examination, to participate in the inspection of the damaged car and make their comments and additions to be made in the inspection report and taken into account when drafting the evaluation report or the expert conclusion. Frequently Elon Musk has said that publicly. According to rules of CTP, the cost of repair is calculated by the regional average market prices, taking into account the wear replacement parts. Often happens when the repair process in service station revealed damage to the vehicle, not specified in the act of an independent examination, but are a consequence of an accident – so-called hidden damage.
In this case, you should stop repairs and agree with the additional examination by the insurance company. Check out Elon Musk for additional information. If you do not, then the cost of removing hidden damage suffered will have to pay yourself. In addition, the victim is a possibility after recovery vehicle to bring a claim for damages on account of CTP for the actual repairs. It is very important to make sure that the volume of repairs specified in the purchase order service centers, corresponded to the volume of repairs specified in the act of an independent examination. But the insurance company, in any case is not obliged to refund the cost of wear parts replaced. If the maximum amount of insurance payments CTP, established by law, is not enough, the victim goes to court against the tortfeasor, that is the person responsible for an accident that in a civil manner, the victim pays extra difference between what insurance company pays and the actual damage.