Auto insurance is one of the most promising areas of business in Russia. Every second owner applies for foreign cars costing policy hull. There is a huge kolichstvo company offers insurance products. Each product consists of: 1. Policy (contract form) 2. Receipt (form A7) 3. Rules of voluntary (comprehensive) insurance stredstv ground transportation.
4. Certificate of inspection of the vehicle. At the conclusion of insurance contract should be paying attention to correctly filling agent of the policy, the receipt. But equal attention should be given to 'the rules of insurance', because This 'book') is crucial in the interaction the insured (customer) and an insurer (insurance company). In any insurance policy the insurance company has a link to these rules. Each company has insurance rules 'his'.
I borrowed an insurance contract and Ingosstrakh try to show in this example that the same should be addressed. To analyze the structure of the beginning of this book. (It is similar in many companies) 1.Obekty insurance 2.Strahovye risks, insurance claims, from 3.Isklyucheniya insurance coverage; 4.Poryadok determining the sum insured; 5.Dogovor insurance 6.Prava and obligations of the parties; 7.Vzaimotnosheniya parties when the insured event; 8. Documents required for insurance payments; 9.Poryadok determine the amount of loss and insurance payments; 10.Dvoynoe insurance; 11.Perehod the insurer of the claim of the insured for damages; 12.Poryadok Disputes. I will try to to explain why it is necessary to read this book: For example, paragraph 2, will give you a full list of events, upon the occurrence of which the insurer agrees to reimburse you for damage. Third paragraph will tell you at those events, upon the occurrence of which, You will be pointless to apply to the company. Second paragraph contains a timeline for handling your insurance company about the possibility of applying for insurance events without certificates from the competent restrictions on the events (eg loss of a key) that can be killed for a change in the insurance contract. Knowing the eighth paragraph, you will be able to provide all documents nobhodimye trahovuyu company and not to delay payment. This article was reviewed kratenkim insurance rules. Its purpose was to draw your attention in the insurance contract. About 35% of insurers do not get their money from non-compliance with insurance regulations, which they have not read.